Market changes
Aug 2026
Sapphire PreferredMore competitive
Sign-up bonus60,000 pts75,000 pts
3d agoChase
Highest offer since 2024●Issuer pageverified Aug 28, 2026
The Platinum CardMore competitive
Sign-up bonus80,000 pts80,000 pts + $200 credit
4d agoAmerican Express
Elevated offer via affiliate channel only●Issuer pageverified Aug 27, 2026
Credit Builder VisaLess competitive
Rewards program1% on select brandsDiscontinued
5d agoChime
Cashback partner program sunset●Issuer pageverified Aug 26, 2026
Sapphire ReserveLess competitive
Annual fee$550$795
6d agoChase
Largest single fee increase tracked this year●Issuer pageverified Aug 28, 2026
Sapphire ReserveRe-verified
Travel credit$300$300
6d agoChase
Unchanged despite fee move●Issuer pageverified Aug 28, 2026
Mission Lane VisaLess competitive
Annual fee$0–$59$59
7d agoMission Lane
Fee tier consolidated upward●Third partyverified Aug 24, 2026
Mission Lane VisaLess competitive
Purchase APR29.99–32.99%29.99–33.99%
7d agoMission Lane
Ceiling raised●Third partyverified Aug 24, 2026
Venture XLess competitive
Lounge guest policy2 free guests1 free guest
8d agoCapital One
Capacity controls●Issuer pageverified Aug 27, 2026
Jul 2026
Sapphire ReserveLess competitive
Purchase APR20.99–27.99%21.49–28.49%
1mo agoChase
Prime pass-through●Issuer pageverified Aug 28, 2026
Active CashLess competitive
Balance transfer fee3% flat3% for 120d, then 5%
1mo agoWells Fargo
Fee schedule tightened●Third partyverified Aug 22, 2026
Hilton Honors SurpassMore competitive
Sign-up bonus100,000 pts130,000 pts
2mo agoAmerican Express
Elevated limited-time offer, up from the standard 100k.●Issuer pageverified Aug 15, 2026
Jun 2026
Discover it Cash BackRe-verified
Q4 categoriesGas, diningGroceries, wholesale clubs
2mo agoDiscover
Rotating schedule published●Issuer pageverified Aug 21, 2026
Double CashLess competitive
Purchase APR17.99–27.99%18.24–28.24%
2mo agoCiti
Prime pass-through●Issuer pageverified Aug 24, 2026
May 2026
AAdvantage Aviator RedRe-verified
StatusActiveDiscontinued
3mo agoBarclays US
Aviator Red sunset as the American Airlines portfolio consolidates to a single issuer; existing accounts to be converted.●Press releaseverified May 30, 2026
Freedom UnlimitedRe-verified
Intro APR period15 months15 months
3mo agoChase
Re-verified●Third partyverified Aug 25, 2026
Quicksilver RewardsRe-verified
Late fee$40$40
3mo agoCapital One
Re-verified●Third partyverified Jul 28, 2026
Apr 2026
Ink Business PreferredMore competitive
Bonus category cap$150,000/yr$175,000/yr
4mo agoChase
Targeting mid-market spend●Issuer pageverified Aug 22, 2026
Altitude GoRe-verified
Streaming credit$15$15
4mo agoU.S. Bank
Re-verified●Third partyverified Jul 19, 2026
United ExplorerMore competitive
Hotel earn1x2x
4mo agoChase
Hotel category added at 2x in the United portfolio refresh.●Issuer pageverified Aug 20, 2026
Mar 2026
Venture XRe-verified
Sign-up bonus75,000 mi75,000 mi
5mo agoCapital One
Re-verified●Issuer pageverified Aug 27, 2026
Bilt MastercardMore competitive
Transfer partners—American AAdvantage
5mo agoWells Fargo
American AAdvantage added as a 1:1 transfer partner.●Press releaseverified Aug 22, 2026
Savor RewardsMore competitive
Annual fee$95$0
6mo agoCapital One
Merged product line, fee removed●Third partyverified Aug 26, 2026
Feb 2026
Delta SkyMiles GoldLess competitive
Annual fee$99$150
6mo agoAmerican Express
Annual fee raised in the Delta portfolio refresh; Delta Stays credit added as an offset.●Issuer pageverified Aug 18, 2026
Delta SkyMiles GoldMore competitive
Delta Stays creditNone$100/yr
6mo agoAmerican Express
New $100 annual Delta Stays statement credit introduced.●Issuer pageverified Aug 18, 2026
Double CashRe-verified
Balance transfer intro18 months18 months
6mo agoCiti
Re-verified●Issuer pageverified Aug 24, 2026
American Express Gold CardLess competitive
Annual fee$250$325
6mo agoAmerican Express
Repriced with refreshed credits●Issuer pageverified Aug 26, 2026
Jan 2026
AAdvantage Executive World EliteLess competitive
Annual fee$525$595
7mo agoCiti
Annual fee increased alongside expanded Admirals Club guest access.●Issuer pageverified Aug 10, 2026
Custom CashRe-verified
Category cap$500/mo$500/mo
7mo agoCiti
Re-verified●Third partyverified Aug 16, 2026
The Platinum CardRe-verified
Airline credit$200$200
7mo agoAmerican Express
Re-verified, unchanged●Issuer pageverified Aug 27, 2026
Dec 2025
Blue Cash PreferredRe-verified
Intro APR period12 months12 months
8mo agoAmerican Express
Re-verified●Third partyverified Aug 24, 2026
Nov 2025
Discover it SecuredMore competitive
Graduation review8 months7 months
9mo agoDiscover
Faster unsecured path●Third partyverified Aug 13, 2026
Oct 2025
Platinum SecuredRe-verified
Deposit minimum$49$49
10mo agoCapital One
Re-verified●Third partyverified Aug 10, 2026
Sep 2025
Customized Cash RewardsRe-verified
Preferred Rewards boost75% max75% max
11mo agoBank of America
Re-verified●Issuer pageverified Aug 9, 2026