United Explorer

ChasevisaairlinemidUnited Airlinessince 2018
Compare
Annual fee$95no offsetting credits
Signup offer60,000≈ $720 · $3,000 in 3mo
Point value1.2¢per mile
Est. annual rewards$439representative spend profile

Rewards

flightsUnited purchases
dining
hotels
other

Benefits

Free first checked bagother
$160
Two United Club one-time passeslounge
$118
Priority boardingother

Rates & fees

Purchase APR
21.49–28.49%
Balance transfer APR
21.49%
Penalty APR
29.99%
Foreign transaction
None
Late fee
Up to $40
Issuer pageverified Aug 20, 2026

History

1 events
United ExplorerMore competitive
Hotel earn1x2x
4mo ago
Apr 9, 2026