Discover it Cash Back

Discoverdiscovercashbackentrysince 2012
Compare
Annual fee$0no offsetting credits
Signup offerCashback Match — first year earnings doubled≈ $300 · $0 in 12mo
Point valueper cent
Est. annual rewards$1,500representative spend profile

Rewards

otherRotating categories, up to $1,500/qtr, activation required · cap $6,000/yr
otherEverything else

Benefits

5% rotating to $1,500/qtrother
$1,500
No late fee first timeprotection
Free FICO scoreother

Rates & fees

Purchase APR
18.24–27.24%
Intro APR
0% · 15mo
Balance transfer APR
18.24%
Penalty APR
29.99%
Foreign transaction
None
Issuer pageverified Aug 21, 2026

History

1 events
Q4 categoriesGas, diningGroceries, wholesale clubs
2mo ago
Jun 10, 2026