American Express Gold Card
Annual fee$325$85 after $240 credits
Signup offer60,000≈ $1,200 · $6,000 in 6mo
Point value1.6¢per point
Est. annual rewards$1,152representative spend profile
Rewards
dining4x up to $50k/yr, then 1x · cap $50,000/yr
4×groceriesU.S. supermarkets, up to $25k/yr · cap $25,000/yr
4×flights
3×other
1×Benefits
$120 dining creditcredits
$120$120 Uber Cashcredits
$120Baggage insuranceinsurance
Transfer partners
Delta SkyMiles1:1Air France-KLM Flying Blue1:1Virgin Atlantic Flying Club1:1Air Canada Aeroplan1:1British Airways Avios1:1Singapore KrisFlyer1:1Cathay Pacific Asia Miles1:1Emirates Skywards1:1Hilton Honors1:2Marriott Bonvoy1:1Choice Privileges1:2JetBlue TrueBlue1:1
Rates & fees
- Purchase APR
- 21.24–29.24%
- Balance transfer APR
- 21.24%
- Penalty APR
- 29.99%
- Foreign transaction
- None
- Late fee
- Up to $40
History
1 eventsAmerican Express Gold CardLess competitive
Annual fee$250$325
6mo ago