Discover it Secured

Discoverdiscoverbuildersecuredsince 2013
Compare
Annual fee$0no offsetting credits
Signup offerCashback Match — first year earnings doubled≈ $120 · $0 in 12mo
Point valueper cent
Est. annual rewards$450representative spend profile

Rewards

groceries
dining
gas
other

Benefits

$200 minimum depositother
$200
Graduation review at 7 moother
No annual feeother

Rates & fees

Purchase APR
28.24–28.24%
Balance transfer APR
28.24%
Penalty APR
29.99%
Foreign transaction
None
Third partyverified Aug 13, 2026

History

1 events
Discover it SecuredMore competitive
Graduation review8 months7 months
9mo ago
Nov 5, 2025