The Platinum Card

American Expressamextravelpremiumsince 1984
Compare
Annual fee$695$495 after $200 credits
Signup offer80,000≈ $1,600 · $8,000 in 6mo
Point value1.6¢per point
Est. annual rewards$749representative spend profile

Rewards

travel
other

Benefits

Lounge collection accesslounge
$200 airline fee creditcredits
$200
Hotel elite statusstatus

Transfer partners

Delta SkyMiles1:1Air France-KLM Flying Blue1:1Virgin Atlantic Flying Club1:1Air Canada Aeroplan1:1British Airways Avios1:1Singapore KrisFlyer1:1Cathay Pacific Asia Miles1:1Emirates Skywards1:1Hilton Honors1:2Marriott Bonvoy1:1Choice Privileges1:2JetBlue TrueBlue1:1

Rates & fees

Purchase APR
21.24–29.24%
Balance transfer APR
21.24%
Penalty APR
29.99%
Foreign transaction
None
Late fee
Up to $40
Issuer pageverified Aug 27, 2026

History

2 events
The Platinum CardMore competitive
Sign-up bonus80,000 pts80,000 pts + $200 credit
4d ago
Aug 27, 2026
Airline credit$200$200
7mo ago
Jan 14, 2026